Life Insurance
Life Insurance Quote Forms
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Life Insurance Customer Service Options
Self policy service any time of the day, directly from our website. To request a policy change on your account, click any of the following policy service options below.
Life Insurance Information
Creating a solid financial plan for yourself and your family is essential, and quality life insurance should be part of that plan. The right coverage can help those who rely on you remain financially secure even after your death.
Hill & Stone Insurance strives to deliver reliable life insurance solutions to all Illinois families, and we want to be the agency you trust to help you get coverage. Call us at 847-295-3030 or request a free life insurance quote now.
What Is Life Insurance?
A life insurance policy can provide financial assistance to designated beneficiaries. This money, commonly called a death benefit, may help beneficiaries remain financially secure even though you are no longer alive to provide for them. It can help cover funeral costs, estate taxes, outstanding debts and many other financial obligations that you may leave behind.
What Are the Primary Types of Life Insurance?
Though there are many types of life insurance policies, most fall into two categories:
Term policies cover you for a certain length of time (a term), and you can often choose how long you want the term to last. If you die during the term, your policy can pay the death benefit to your designated beneficiaries.
Permanent (whole life) policies typically can offer coverage for the rest of your life. Along with providing a death benefit, permanent policies can accumulate a cash value that you may be able to borrow against, withdraw or use to pay future premiums while you are still alive.
Your Hill & Stone agent can help you understand the coverage that different types of term and permanent life policies provide.
How Much Life Insurance Do I Need?
To choose the right life insurance, you may need to consider factors such as your current expenses, debts, sources of income and your expectations for your dependents’ lifestyles. Your Hill & Stone agent can help you determine the types and amounts of coverage that may work best for you.
Ready to Get Life Insurance?
You deserve to know your loved ones will be taken care of even after you’re gone. Life insurance can help provide that peace of mind. To get quality coverage without a hassle, call Hill & Stone Insurance at 847-295-3030 or now.
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