General Liability: General liability covers bodily injury or property damage that may occur to someone else on the business property. It can cover the victim’s medical bills and the business’ legal expenses if the victim decides to sue. 

Commercial Property: Commercial property insurance covers the physical property owned by the business if it is damaged or lost due to fire, lightning, smoke, hail, wind, theft, vandalism and more. 

Professional Liability: Professional liability insurance covers claims of professional negligence that causes a client to lose money. It is used primarily by industries that offer specialized services and advice, such as medical health professionals. 

Cyber Liability: Cyber liability covers incidences where electronically stored information is damaged, stolen or destroyed. 

Commercial Auto Insurance: Commercial auto insurance provides coverage for work vehicles. Policies generally include comprehensive, collision, personal injury protection, liability, uninsured/underinsured motorist and guest passenger liability coverage. 

Inland Marine: Inland marine insurance provides compensation for equipment that is lost or damaged while in transport. 

Crime Insurance: Crime insurance covers unfortunate incidences where an employee steals money from the business. 

Employment Practices Liability: Employment practices liability covers claims concerning certain employment practices of the business. This may include accusations concerning discrimination, sexual harassment, wrongful hiring or firing, failure to promote and more. 

Lost business revenue 

Rent, lease, mortgage or loan payments 

Payroll 

Taxes 

Relocation 

Training expenses for employees on new equipment